Law Office Of Layne Hayden
Bankruptcy attorney in Fresno, California
BANKRUPTCY ATTORNEY FRESNO CA
20+ years of bankruptcy law Chapter 7 experience.
Attorney At Law
We are a law office specializing in chapter 7 bankruptcy cases. The new bankruptcy laws went into effect October 17, 2005, and relief is still available under chapter 7 and chapter 13 bankruptcy laws.
The new law requires all individual debtors who file bankruptcy after October 17, 2005, to complete a consumer credit counseling course before the bankruptcy petition is filed and to complete a financial management instructional course after the petition is filed. The process is easy, it only takes about 30 minutes and can be completed online through approved agencies.
To determine if you qualify to file chapter 7 or chapter 13 a simple and easy means test is applied to analyze total income and expenses. The means test also includes a state median income that the courts will look at to see if your income is below the state median income level. This is important because we will need the past 6 months past pay stubs to make this determination.
All we need to start your bankruptcy petition:
- Past 6 months pay stubs
- 2 years tax return
- Copy of photo ID
- Consumer Credit Counseling Certificate through an approved agency and we have that contact information for you.
The process is simple, contact us for an appointment and get the debt relief to make a fresh start.
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3805 N West Ave, Fresno, CA 93705
Law Office of Layne Hayden - BankruptcyFresno.co
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Disclaimer: We are a debt relief agency that helps people file for bankruptcy protection under the United States Bankruptcy Code and designated by federal law. Under the California Rules of Professional Conduct, this website is intended for attorney advertisement only. This site is not for legal advice and this site does not form a lawyer and client relationship.